calda

National Business Capital Partner

Fueling Your Business Growth Through a Commitment to Trust.

Access flexible capital designed to keep deals moving,

from subordinated debt to bridge capital and beyond.

Up to $15M in direct funding, no collateral required.

We’ve built our reputation on finding clear solutions to complex needs.

EXECUTIVE SLIDING KEY TAKEWAYS ABOUT CALDA AND NATIONAL BUSINESS CAPITAL

Guidance. Trust. Results.

Highlights of National Business Capital

4.9 Rating on Google with 900+ Reviews.
5.0 Rating on Trustpilot with 2,700+ reviews.
90% Approval Rating.
Bad Credit, Bad FICO Score Acceptable.
Direct Funding up to $15 Million Dollars.
Founded in 2007 and headquartered in Hauppauge, New York.
National Business Capital has grown into one of the most recognized names in small business financing.
No tax returns are needed.
No upfront fees for applying for or getting a business loan approved.
Offers SBA loans, term loans, lines of credit, equipment financing, merchant cash advances, accounts receivable financing, inventory financing, purchase order financing, and subordinated debt.
Submit an online application, provide business details, and work with a dedicated advisor to compare others from multiple lenders.

Award-Winning Performance

When Banks Say No, We Open New Doors.

We thrive on helping small businesses like yours grow!

Get a snapshot of what your business financing journey will look like—between application, approval, funding, and beyond!

Our Business Financing Advisors fight every day to get you the funding you deserve and have a great time doing it!

Your Capital. Our Clarity.

No pressure. Discover your real funding options first, then decide with a clear mind.

We’ve secured over $2B in funding—built on clarity, not sales tactics.
We help you make clear, confident decisions from $250K to $75MM.
Our 5-Star reputation was built on trust — by putting your future ahead of the mighty dollar.

Smart Solutions

Product Offerings

Highlights of National Business Capital

A business uses its unpaid customer invoices as collateral to secure immediate cash advances, typically 80%–90% of the invoice value.

Equipment Financing

Specialized loan or lease used by businesses to acquire, upgrade, or replace machinery, vehicles, technology, or other tools without paying the full cost upfront. It acts as a secured loan where the equipment serves as collateral, allowing for lower upfront costs and preserved cash flow while helping companies grow.

Inventory Financing

Revolving line of credit or short-term loan used by businesses to purchase products for sale, using the inventory itself as collateral.

Merchant Cash Advances

A business line of credit isn’t just for cash flow gaps. It’s a flexible tool for fueling growth and seizing opportunities.

Lines of Credit

Fast-funding option where a provider gives a business a lump sum in exchange for a percentage of future daily credit/debit card sales.

Purchase Order Financing

Short-term B2B funding solution where a lender pays a business’s supplier’s directly to produce or deliver goods for a confirmed, large customer order.

SBA Loans

Small business financing that is partially guaranteed by the U.S. Small Business Administration (SBA) and issued by participating lenders, such as banks or credit unions.

Secure custom financing with fewer roadblocks or runarounds.

Subordinated Debt

Flexible, non-dilutive capital to fund growth, close acquisitions, and strengthen your balance sheet without disrupting senior debt. A business uses its unpaid customer invoices as collateral to secure immediate cash advances, typically 80%–90% of the invoice value.